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let me revise
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Posted by Margaret on November 22, 2000 at 19:50:50:
In Reply to: Re: advise needed posted by Margaret on November 21, 2000 at 14:49:58:
I did not mean to 'badmouth' credit and loan business. I have familiy members who are traditional and work in the business. Many people do well with it. It is good for business and economy.
It's just that other alternative 'financing' preferences are also available.
In other words, loans can be good, if that's what helps you, and you can work with it (feel comfortable paying it off late because you are sure you can).
However, if you don't know if you can nor feel comfortable doing that - then you should not feel obligated to feel like loans are the only way you can pay anything with.
I graduated from a decent University (6 years total) with a cash surplus - I always paid each tution cash semester by semester, class by class. So I had no loans to worry about afterwards - but again, I just did that because carrying lots of 'inventory' makes me feel very uncomfortable - I don't feel as comfortable with taking out loans as do others - it's not my 'style'.
Analyze your style first. Then do what makes you comfortable and able to perform best.
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